Terms and Conditions

Last updated: January 5, 2026

Welcome to In Credit We Trust ("Company," "we," "our," or "us"). These Terms and Conditions ("Terms") govern your access to and use of our website https://creditguru.increditwetrust.com/landing-page-page (the "Website") and any related services provided by us.

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

 1.⁠ ⁠Use of the Website

You agree to use this Website for lawful purposes only and in a manner that does not violate any applicable laws or regulations. You must not:

Use the Website for fraudulent or misleading purposes

Attempt to gain unauthorized access to the Website or its systems

Interfere with the security or performance of the Website

 2.⁠ ⁠No Financial or Legal Advice

The information provided on this Website is for general informational purposes only. In Credit We Trust does not provide legal, financial, or credit repair advice unless explicitly stated in a written agreement.

Any decisions you make based on information from this Website are made at your own risk. You are encouraged to consult qualified professionals before making financial or credit-related decisions.

 3.⁠ ⁠User Submissions

By submitting your information through our forms, you represent that:

The information provided is accurate and truthful

You have the legal right to provide such information

You grant us permission to use your submitted information in accordance with our Privacy Policy.

 4.⁠ ⁠Intellectual Property

All content on this Website, including text, graphics, logos, images, and design elements, is the property of In Credit We Trust or its licensors and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, or exploit any content from this Website without our prior written consent.

 5.⁠ ⁠Third-Party Links

This Website may contain links to third-party websites. These links are provided for convenience only. We do not control or endorse the content, policies, or practices of any third-party websites and are not responsible for them.

 6.⁠ ⁠Limitation of Liability

To the fullest extent permitted by law, In Credit We Trust shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to your use of the Website or reliance on its content.

 7.⁠ ⁠Disclaimer of Warranties

The Website is provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the accuracy, reliability, or availability of the Website or its content.

 8.⁠ ⁠Indemnification

You agree to indemnify and hold harmless In Credit We Trust, its owners, affiliates, and service providers from any claims, damages, losses, or expenses arising out of your use of the Website or violation of these Terms.

 9.⁠ ⁠Termination

We reserve the right to suspend or terminate access to the Website at any time, without notice, for conduct that we believe violates these Terms or is otherwise harmful to us or other users.

10.⁠ ⁠Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law principles.

11.⁠ ⁠Changes to These Terms

We may update these Terms from time to time. Any changes will be effective immediately upon posting on this page. Your continued use of the Website constitutes acceptance of the revised Terms.

12.⁠ ⁠Contact Information

If you have any questions about these Terms and Conditions, you may contact us at:

In Credit We Trust

Email: [email protected]

Phone: +1833-385-8336